Future Classic and Modern Classic Car Insurance

No longer does a car have to be a hand-constructed, stick shift vintage to be considered a classic automobile. In fact, modern classics (or, future classics, if you prefer) are some of the most popular cars for collectors and investors alike.

What makes a modern classic, or a future classic car?

Future collectible cars can be defined by their impact on culture, their styling, their scarcity and – perhaps most importantly – the nostalgia they evoke. On its vehicular merits alone, few might have expected the Delorean DMC-12 would ever achieve classic status. However, this 1981 model, immortalised by Marty McFly in Back to the Future, has now achieved an iconic and classic vehicle status.

The age of your vehicle does not necessarily determine whether or not it has future classic status. Providing you don’t use your vehicle as your main method of transport, and you have access to an everyday vehicle, we may be able to provide tailored insurance for your modern or future classic as a specialist car.

Irrespective of age, if you consider your vehicle to be a classic, it might qualify as an ‘instant classic’. These late-model vehicles may be set to become great classic cars, so there is incentive to make sure they are adequately protected with modern classic car insurance until they mature.

You want to know that your insurer understands your car’s future classic status – whether it be a Maserati 3200 GT or a 2000 Ford RS Focus. With a proven passion for specialist vehicles, you can be confident that by arranging your insurance with RH, your vehicle will receive the specialist cover it deserves.

Future Classic Car or Instant Classic – What’s the difference?

Some cars were built for classic status. If you own a rare, exotic or out-of-production vehicle, we will consider insuring it as an ‘instant’ classic. RH’s classic car insurance underwriting team are experienced and knowledgeable, allowing us to truly appreciate the merits of your car; whether a special edition, modified, or simply a car which made an indelible cultural mark as soon as it was released.

If you own a collection of classic, future classic, or instant classic cars – take a look at our collectors’ car insurance , and see how we can help protect your treasured collection.