Specialist vehicle and specialist car insurance

Cover anything from your military vehicle to kit cars.
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A proven passion for specialist vehicles

We know that great vehicles come in all shapes and sizes, so we’ve created tailored cover for your specialist vehicles. 

Whether it's specialist car insurance to cover an American model, customised car, or vintage vehicle, we can arrange extensive cover for you. We'll ensure that your vehicle has the protection it needs at every stage, from restoration to completion.

See below for more information on our specialist kit car and military insurance policies, or visit our dedicated policy pages to start protecting your vehicle today:

Kit Car Insurance

Military Vehicle Insurance

Speak to one of our insurance specialists and get your tailored quote.

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To make your enquiry via our website please follow the link below and complete our online questionnaire.

Specialist insurance

  • Kit car
    Whether you have built your kit car in your garage or whether it was built by a professional, you can rely on RH to offer flexible cover – ensuring your vehicle is protected throughout its build process right through to completion and beyond.
  • Military
    Owning a military vehicle, such as a tank, jeep, amphibious or armoured car, can be difficult when it comes to registration and usage, and most will require modification to make them road worthy. We have 40 years’ experience of insuring military vehicles and are able to offer enhanced cover.
  • Benefits that come as a standard

    Optional extras to tailor your policy

    Combine your classic, specialist and modern vehicles onto a single insurance policy, saving time and money.

    The fewer miles you travel in a year, the less you pay.

    Is your classic taking a break or awaiting restoration? This cover is available for your vehicle, and its accessories and spare parts, providing they are kept in a locked garage or building. Cover also applies whilst your vehicle is temporarily out of storage (i.e. whilst you are exhibiting it or having it repaired in the UK) and whilst in transit to or from the exhibition or repairer's premises. The ‘Agreed Value’ option is available on all laid up policies. Cover will not be in force if the vehicle is driven under its own power. An added benefit of our laid up cover is that you can increase the value of your vehicle as and when required, without being charged an administration fee.
     

    We understand that you may have spent thousands restoring your vehicle to perfect condition, so you won't want to accept a 'Market Value' settlement in the event of a total loss. We can offer an agreed valuation, at no extra cost, on your policy if your club insurance officer or an independent expert inspects your car and agrees an appropriate level of cover to reflect its true value, so there will be no nasty surprises if the worst does happen. The vehicle needs to be kept garaged to qualify for ‘Agreed Value’ cover.

    Spread payment over 10 months by direct debit facilities.

    Legal costs and expenses are covered up to £100,000. The policy covers you against the legal costs and expenses incurred in the pursuit of a civil claim against a defendant arising from a road traffic accident resulting in:

    - damage to your vehicle
    - damage to your personal property
    - your injury or death

    Please refer to our policy booklet for full details.

    The minimum excess is £50 but could be higher depending on underwriting criteria.

    When left unattended reasonable precautions need to be taken to prevent theft, including removing the keys and locking the vehicle.