Kit car insurance

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A proven passion for kit cars

During our 40 years in classic car insurance, we've seen every type of kit car and self-build model out there - however unusual. Whether your's is a Nova, Westfield, replica Ferrari, or a Mini Moke, we understand the individual needs of the kit car enthusiast. 

When it comes to kit car insurance you can rely on RH Specialist vehicle insurance to offer flexible cover - ensuring your vehicle is protected throughout its build process right through to completion and beyond. 

Please call us to discuss your kit car and we will be happy to provide a tailored quotation. 

RH talks my language.

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Request a quote 

To make your enquiry via our website please follow the link below and complete our online questionnaire.

Our insurance benefits as standard

  • Cherished salvage
    Free and automatic return on all vehicles over 20 years of age. Most insurers only offer you the option to 'buy bak' your salvage. With RH Specialist Insurance you will receive your insurance settlement and your salvage, free of charge.
  • UK and European accident and breakdown recovery
    All our policies come with UK/European accident, breakdown and recovery, including home service.
  • European cover
    You are automatically covered for up to 90 days on any one trip.
  • Personal accident cover
    Up to £5,000 while travelling in any private vehicle.
  • Unlimited windscreen cover
    Nationwide replacement windscreen service (subject to a £75 replacement excess or a £10 repair excess).
  • Rally cover
    Automatic cover included for club rallies.
  • Dismantled parts
    Covered up to the value of the vehicle (subject to being kept in a locked garage or building).

We also offer additional benefits as options for you to tailor your policy

Combine your classic, specialist and modern vehicles into a single insurance policy, saving time and money.

The fewer miles you travel in a year, the less you pay.

Is your classic taking a break or awaiting restoration? This cover is available for your vehicle, and its accessories and spare parts, providing they are kept in a locked garage or building. Cover also applies whilst your vehicle is temporarily out of storage - you might be exhibiting it or having it repaired in the UK - and whilst in transit to or from the exhibition or repairer's premises. The ‘agreed value’ option is available on all laid up policies. An added benefit of our laid up cover is that you can increase the value of your vehicle as and when required, without being charged an administration fee. Cover will not be in force if the vehicle is driven under its own power. 

We know that you may have spent thousands restoring your vehicle to perfect condition, you won't want to accept a 'market value' settlement in the event of a total loss. We can offer an agreed valuation, at no extra cost, on your policy if your club insurance officer or an independent expert inspects your car and agrees an appropriate level of cover to reflect its true value, so there will be no nasty surprises if the worst does happen. The vehicle needs to be kept garaged to qualify for ‘agreed value’ cover.

The ease of spreading payment over 10 months by direct debit.

 

You are covered for up to £100,000 for legal costs and expenses incurred in the pursuit of a civil claim arising from a road traffic accident which has resulted in
- damage to your vehicle
- damage to your personal property
- your injury or death

Please refer to our policy booklet for full details.

The minimum excess is - the amount you have to pay for each claim - but could be higher depending on underwriting criteria.

When left unattended reasonable precautions need to be taken to prevent theft from your car, including removing the keys and locking the vehicle.