Don't forget to renew your policy on or prior to the final date (expiry date). Failure to do so will mean that you will not have any insurance cover. 

However, we will always write to remind you that your policy is due for renewal at least 3 weeks before, which will give us ample time to complete the process. It's important to tell us of any changes in your circumstances that may affect your policy (for example; any speeding convictions or additional drivers). Failure to do so may invalidate or prejudice your position in the event of a claim.

Renewing with us is easy.

You can either:

Pay by Direct Debit
Spread the cost of insurance over 10 months (subject to a service charge of 13%).
Call us on 0333 043 3911 (please have your bank details to hand) so that we can set this up for you.

Speak to us
Call us on 0333 043 3911 to make a secure payment by credit or debit card.

Pay by Cheque

Please post to RH, 2 Birch Court, Blackpole East, Worcester, WR3 8SG

Cheques should be made payable to:
RH Insurance with the Policy number written on the back.

Benefits available to existing clients

All our staff are fully committed to Treating Clients Fairly by:

  • Offering our clients a product which is suitable for their expectations
  • Providing experienced, friendly and professional staff
  • Allowing clients direct access to the right staff. No complicated, automated phone systems or being passed between departments
  • By having a transparent business policy including no hidden fees and not using income generating phone numbers
  • Always providing clear and understandable policy information
  • Correcting any mistakes promptly and efficiently

We aim to provide a first class service. If you have any cause to complain, or feel that we have not kept our promise, please refer to your policy booklet.

We understand how much you value your pride and joy, and we’d like to make you aware that your classic insurance policy could be extended to include agreed value.
Please note a £15 administration fee per vehicle will be charged where RH carry out an agreed value.

If your vehicle is worth more than £50,000, we would require an agreed value certificate from either a recognised vehicle club or independent specialist. Please note RH doesn’t charge an additional £15.00 per vehicle to agree your vehicle’s value if a club or independent valuation is provided.

If you’re interested in a Self-Agreed Valuation with RH, or would like to find out more, please read the important information below or click here to send us an email.

What are the benefits of a Self-Agreed Valuation?

Adding an agreed value option helps to mitigate the risk of financial loss and arranging your classic car or motorcycle insurance through RH means that your agreed value will be valid in the event of a total loss claim.

To apply for Self-Agreed Value, click here. We don’t have a defined period for re-declaring your agreed value. However, it’s really important to regularly keep abreast of your vehicle’s value – for example via auction results and classifieds. If you do want your agreed value to be looked at again, all you need to do is click here to send us an email.

How does an agreed valuation help with a claim?

In the event of a total loss claim, the amount paid will be the sum agreed on your Schedule less any policy excess.

Our Agreed Valuation Process

Organising an agreed value with RH is simple and is completed via our bespoke online portal. The form will ask a series of questions including personal details and information about the vehicle being insured. You are also asked to supply a minimum of six current colour photographs of the vehicle (taken within the last couple of months).

Within 21 working days, our independent classic car expert will then set a value of the vehicle and you will receive notification confirming the sum for the insured vehicle which will be valid after we have contacted you to confirm we have agreed your vehicle’s value.

Who carries out the valuation process?

For vehicles valued up to £50,000, this is an RH Underwriter.

For vehicles valued more than £50,000, we would require a valuation certificate from a recognised vehicle club or independent specialist. All you need to do is click here to email the valuation certificate to us.

What happens if the value of the vehicle changes?

Should the value of the vehicle change during the period of insurance, then simply complete a new application form for a re-valuation (providing the value is below £50,000) by clicking here . If the value has increased above £50,000, all you need to do is email us a new valuation from either a recognised vehicle club or independent specialist by clicking here.

Please be aware that an additional £15 administration fee per vehicle will be charged if the value of the vehicle is changed during the period of insurance.

In cases where an agreed valuation has not been confirmed with RH, a total loss claim will be paid at the current market value of your insured vehicle (this would be an amount up to, and no more than, the sum insured).

Purchase your Self-Agreed Valuation with RH today!