High Performance Car Insurance

Your high-performance car is a svelte piece of machinery, built for speed and handling. – but with a vehicle capable of so much, the risks associated with driving it are much higher.

For an exceptional sports car, you need exceptional high-performance car insurance – from people who understand exactly what it takes to cover a truly remarkable vehicle.

What qualifies as a high-performance car?

In vehicles, high-performance is all about speed and power. So, if your car – like the Porsche 911 GT3 – is a light-weight model with strong horsepower and a 0-60MPH that will take your breath away, it’s likely to be a performance car.

When tailoring a high-performance specialist car insurance quote to your vehicle, insurers will consider the engine size and top speed of your car. After all, driving high-performance vehicles can be tremendously fun and rewarding – RH will work with you to ensure your car is covered.

Sports car insurance

High-performance vehicles often fall under two categories: muscle cars and sports cars. In some cases, the terms are used interchangeably with high-performance vehicles. There are, however, important distinctions to be made.

• Sports cars are high-performance cars, often defined by their two-seat design, soft tops and agile handling.
• Muscle cars tend to have large engines and focus on power and torque, rather than speed.
• High-performance cars can be sports cars, muscle cars, or modified street cars.

It’s important to note that sports cars in particular can cost a premium, which will affect your insurance quote.

Can I get modified car insurance?

Modifying street vehicles is a popular way of acquiring a high-performance car without the initial premium. By installing a larger engine or turbocharger, or even modifications such as new wheels or suspension, you may have altered your car enough that it is designated high-performance.

Modified car insurance will recognise your car’s unique merits and capabilities, making sure that you are appropriately covered. If your car is modified, having the right records and documentation of the work you’ve had done it to it is vital for insuring its real value.

To discuss your requirements in detail and get a quote for high performance car insurance, speak to the RH team on 0333 230 4851.