Prestige car insurance

Cover for vehicles which exude pedigree and glamour; and have long been the statement of choice for those who appreciate fine automotive craftsmanship.
Luxury car body

Comfort, luxury and a smooth ride are all the hallmarks of a prestige car. Taking care of a vehicle built for elegance is essential to maintain its quality. Whether your vehicle is a modern prestige car, or requires classic car insurance, our cover can accommodate your vehicle’s every need.

What is a prestige car? 

For some, the prestige car category is defined best by the limousine model, for others, long-standing brands such as Rolls-Royce and Bentley embody all aspects of luxury transport. Known for their distinct design, quality, and the space and quiet they provide their passengers, there’s no better way to arrive in style.

Luxury car insurance quotes

It’s important to acknowledge that each car has different insurance requirements. For example, a bespoke insurance package for your Bugatti Chiron will take into account its need for both luxury and exotic car insurance. 

RH luxury car insurance can cover a range of brands and vehicle types. For a tailored quote for your vehicle, speak to the RH team on 0333 230 4851.


Request a quote 

To make your enquiry via our website please follow the link below and complete our online questionnaire.

Benefits that come as a standard

Optional extras to tailor your policy

Combine your classic, specialist and modern vehicles onto a single insurance policy, saving time and money.

The fewer miles you travel in a year, the less you pay.

Is your classic taking a break or awaiting restoration? This cover is available for your vehicle, and its accessories and spare parts, providing they are kept in a locked garage or building. Cover also applies whilst your vehicle is temporarily out of storage (i.e. whilst you are exhibiting it or having it repaired in the UK) and whilst in transit to or from the exhibition or repairer's premises. The ‘Agreed Value’ option is available on all laid up policies. Cover will not be in force if the vehicle is driven under its own power. An added benefit of our laid up cover is that you can increase the value of your vehicle as and when required, without being charged an administration fee.

We understand that you may have spent thousands restoring your vehicle to perfect condition, so you won't want to accept a 'Market Value' settlement in the event of a total loss. We can offer an agreed valuation, at no extra cost, on your policy if your club insurance officer or an independent expert inspects your car and agrees an appropriate level of cover to reflect its true value, so there will be no nasty surprises if the worst does happen. The vehicle needs to be kept garaged to qualify for ‘Agreed Value’ cover.

Spread payment over 10 months by direct debit facilities.

Legal costs and expenses are covered up to £100,000. The policy covers you against the legal costs and expenses incurred in the pursuit of a civil claim against a defendant arising from a road traffic accident resulting in:

- damage to your vehicle
- damage to your personal property
- your injury or death

Please refer to our policy booklet for full details.

The minimum excess is £50 but could be higher depending on underwriting criteria.

When left unattended reasonable precautions need to be taken to prevent theft, including removing the keys and locking the vehicle.