Your classic vehicle collection is your pride and joy, whether you're collecting for make, model, or colour, each vehicle has its own unique features and character. The real challenge is ensuring you get a multi-car insurance package which can accommodate all the specialist needs and vulnerabilities of your vintage vehicles. This insurance cover extends to classic vehicles,as well as future and modern classic vehicles.
RH offer existing customers multi-vehicle insurance for two or more exceptional cars, enabling you to combine your collection of specialist vehicles, or even introduce a mix of classic and everyday cars into a single policy.
The benefits of a multi-car policy
Keeping track of various insurance policies and renewal dates can add unnecessary hassle to insuring your cars. For classic car enthusiasts with more than one vehicle, it makes sense to manage all your insurance cover in one policy – providing cover for all your vehicles, without the stress of holding multiple policies.
If you have multiple vehicles, putting them on the same policy opens up opportunities for owners to receive a discount for the additional vehicles. This is particularly valuable if you own more than one classic car, as insurance is often at a premium due to the value and associated risks of your car.
If you own one or more classic cars and wish for your everyday car to be insured on the same policy RH also offer Second Car Insurance. This is appropriate for car owners who are looking to combine policies for more than two vintage vehicles, and a modern ‘everyday car’ (subject to meeting their standard underwriting criteria).
RH will also guarantee to give you a lower quote by up to 10% than the renewal premium from your current modern car insurer, as long as the cover is ‘like for like’ – that is, directly comparable.
<h2> Multi-car insurance quotes </h2>
To get a multi-car insurance quote, we’ll need information about the cars you wish to include on your policy and any additional drivers who may use the vehicle. Follow the link to our Online Quotation page and apply for your multi-car insurance quote today.
Benefits that come as a standard
Optional extras to tailor your policy
Is your classic taking a break or awaiting restoration? This cover is available for your vehicle, and its accessories and spare parts, providing they are kept in a locked garage or building. Cover also applies whilst your vehicle is temporarily out of storage (i.e. whilst you are exhibiting it or having it repaired in the UK) and whilst in transit to or from the exhibition or repairer's premises. The ‘Agreed Value’ option is available on all laid up policies. Cover will not be in force if the vehicle is driven under its own power. An added benefit of our laid up cover is that you can increase the value of your vehicle as and when required, without being charged an administration fee.
We understand that you may have spent thousands restoring your vehicle to perfect condition, so you won't want to accept a 'Market Value' settlement in the event of a total loss. We can offer an agreed valuation, at no extra cost, on your policy if your club insurance officer or an independent expert inspects your car and agrees an appropriate level of cover to reflect its true value, so there will be no nasty surprises if the worst does happen. The vehicle needs to be kept garaged to qualify for ‘Agreed Value’ cover.
Legal costs and expenses are covered up to £100,000. The policy covers you against the legal costs and expenses incurred in the pursuit of a civil claim against a defendant arising from a road traffic accident resulting in:
- damage to your vehicle
- damage to your personal property
- your injury or death
When left unattended reasonable precautions need to be taken to prevent theft, including removing the keys and locking the vehicle.